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If you have been hearing a lot about payment protection insurance, or PPI, how can you tell if you have this coverage on your mortgage? You can check all of your paperwork to see if it has been added to your loan. If you see it on the loan, chances are you were mis-sold this insurance.

Do you recall being told that if you did not purchase PPI you would not be approved for the mortgage? There are other conditions that would have made this coverage mis-sold as there are specific conditions that must be met in order to be eligible. If you were unemployed when you applied for this mortgage you would not be able to utilize this coverage. It also would not be in effect if you owned your own business and you went bankrupt or sold the business.

There is another way to find out if you have PPI on your mortgage and that is to utilize our services. At iSmart we have a Free Check Service right on our website. All you have to do is fill out the simple application and we will be able to see which accounts you have that had or still have PPI on them.

We can also help you file your claims so that you can get the money that you were charged for this coverage refunded to you. Your bank should have your mortgage records for up to 15 years so it should be easy to find out exactly how much you were charged throughout the years.

When we file your claims you have a better chance of getting the full amount due to you. Some banks have been underpaying their customers in an effort to save money. Sign up today so we can start working on your claim.